How much money do I need in a blocked account (Sperrkonto) for a German student visa from Pakistan?

For a German study visa you have to show that you can pay your living costs. The most common way is a blocked account (Sperrkonto). Amounts change, so always check the embassy page on the day you transfer money.

The amount (as of October 2026)

• The German Embassy Islamabad states €992 per month, i.e. €11,904 per year, as the amount to be paid into the blocked account when applying for a visa (page dated 27 November 2025).
• The Embassy and the Consulate General reserve the right to ask for a blocked amount covering up to two years in particular cases.
• The amount is based on the German student grant (BAföG) rates. If those rates change, the required amount can change too, so re-check before you transfer.

How it works

1. Open a blocked account with a provider of your choice. The embassy requires that the provider gives the authorities a way to verify the account (for example a login code for authorities or a verification contact).
2. Transfer the full amount and get the confirmation for your visa application.
3. After arrival, activate the account with the provider and give them your German bank account for the payouts.
4. Each month only a fixed amount is released to you, so the money lasts for the whole period (Federal Foreign Office). With the standard amount this is about €992 a month; check your provider's terms for fees and the exact payout.
5. When you extend your residence permit, the immigration office asks again for proof of funds for the next period.

Alternatives the embassy accepts

• Verpflichtungserklärung (formal obligation letter) from a sponsor living in Germany, signed at the sponsor's local immigration office. The sponsor has to prove sufficient income.
• Scholarship: the embassy states that a scholarship from a Pakistani university is not sufficient; only an HEC scholarship is accepted.

Documents you need